Limerick, Ireland
+353 1 827 2018 contact@hapemea.com
Hapemea
Automated Financial Dashboards
Get in Touch Online & Limerick area

Terms of Use

Last updated: December 12, 2025

Please read these Terms of Use carefully before accessing or using any part of the Hapemea platform or services. By accessing or using our services, you confirm that you have read, understood, and agree to be bound by these terms. If you do not agree, you must discontinue use immediately.

1. Acceptance of Terms

These Terms of Use constitute a legally binding agreement between you and Hapemea governing your access to and use of our website located at hapemea.com and all associated services, features, and content. Your continued use of the platform following any updates to these terms constitutes your acceptance of those changes.

2. Eligibility

You must be at least 18 years of age to use our services. By agreeing to these terms, you represent and warrant that you meet this age requirement and that you have the legal capacity to enter into a binding agreement. If you are using the services on behalf of an organisation, you represent that you have the authority to bind that organisation to these terms.

3. Description of Services

Hapemea provides online group services focused on automated financial dashboard creation, including structured sessions, collaborative tools, facilitated group work, and experience exchange. The specific scope, format, and availability of services may change over time at our discretion.

We reserve the right to modify, suspend, or discontinue any part of the services at any time without prior notice. We will not be liable to you or any third party for any such modification, suspension, or discontinuation.

4. Account Registration and Security

4.1 Account Creation

Certain features of our platform may require you to create an account. You agree to provide accurate, current, and complete information during registration and to keep that information updated. You are responsible for all activity that occurs under your account.

4.2 Credentials

You are solely responsible for maintaining the confidentiality of your login credentials. You must notify us immediately at contact@hapemea.com if you suspect any unauthorised access to your account. We are not liable for any loss resulting from unauthorised use of your credentials.

4.3 Account Termination

We reserve the right to suspend or terminate your account at any time if we reasonably believe you have violated these terms or engaged in conduct harmful to other users or to the platform.

5. Acceptable Use

You agree to use the platform only for lawful purposes and in a manner consistent with these terms. You must not:

6. Intellectual Property

6.1 Platform Content

All content, materials, software, graphics, text, and other elements available through the Hapemea platform are the exclusive property of Hapemea or its licensors and are protected by applicable intellectual property laws. Nothing in these terms grants you any right, title, or interest in such materials beyond the limited licence described below.

6.2 Limited Licence

We grant you a personal, non-exclusive, non-transferable, revocable licence to access and use the platform solely for your own lawful purposes in accordance with these terms. This licence does not permit you to reproduce, modify, distribute, publicly display, or create derivative works from any platform content without our express written permission.

6.3 User Contributions

If you submit, post, or share any content through the platform, you grant Hapemea a non-exclusive, royalty-free, worldwide licence to use, reproduce, and display such content solely for the purpose of operating and improving the services. You represent that you own or have the necessary rights to grant this licence and that your content does not infringe the rights of any third party.

7. Payments and Refunds

7.1 Fees

Certain services may require payment of fees. All applicable fees will be clearly communicated before purchase. By completing a purchase, you authorise us to charge the stated amount using your chosen payment method.

7.2 Refund Policy

Refund eligibility is determined on a case-by-case basis in accordance with our refund policy in effect at the time of purchase. To request a refund, please contact us at contact@hapemea.com. We reserve the right to decline refund requests that do not meet the stated criteria.

7.3 Pricing Changes

We reserve the right to modify our pricing at any time. Price changes will be communicated in advance and will not affect purchases already completed.

8. Privacy

Your use of the platform is also governed by our Privacy Policy, which is incorporated into these terms by reference. By using our services, you consent to the collection and use of your information as described in the Privacy Policy. We encourage you to review it carefully.

9. Third-Party Links and Services

The platform may contain links to third-party websites or integrate with third-party tools and services. These are provided for convenience only. We do not endorse, control, or assume responsibility for the content, privacy practices, or reliability of any third-party service. Your use of such services is at your own risk and subject to the terms of those third parties.

10. Disclaimers

The services are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. To the fullest extent permitted by applicable law, Hapemea disclaims all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

We do not warrant that the platform will be uninterrupted, error-free, or free of harmful components. We do not guarantee any specific results from use of the services. Information provided through the platform is for general informational purposes only and does not constitute professional financial, legal, or technical advice.

11. Limitation of Liability

To the maximum extent permitted by applicable law, Hapemea and its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of or inability to use the services, even if we have been advised of the possibility of such damages.

Our total cumulative liability to you for any claims arising under these terms shall not exceed the total amount paid by you to Hapemea in the twelve months preceding the event giving rise to the claim, or fifty euros (€50), whichever is greater.

12. Indemnification

You agree to indemnify, defend, and hold harmless Hapemea and its affiliates, officers, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or related to your use of the services, your violation of these terms, or your infringement of any third-party rights.

13. Modifications to These Terms

We may update these Terms of Use from time to time. When we do, we will revise the "Last updated" date at the top of this page. Where changes are material, we will make reasonable efforts to notify you, such as by posting a notice on the platform or contacting you directly. Your continued use of the services after any changes take effect constitutes your acceptance of the revised terms.

14. Termination

Either party may terminate the agreement formed by these terms at any time. You may stop using the platform at any time. We may suspend or terminate your access immediately and without notice if we determine that you have violated these terms or that your continued access poses a risk to other users or the platform. Upon termination, all licences granted to you under these terms will cease immediately.

15. Governing Principles

These terms are intended to be interpreted in a fair and reasonable manner consistent with their plain meaning. If any provision of these terms is found to be unenforceable, the remaining provisions will continue in full force and effect. Our failure to enforce any right or provision shall not constitute a waiver of that right or provision.

16. Contact Information

If you have any questions, concerns, or requests regarding these Terms of Use, please contact us using any of the following: